Wednesday, January 25, 2017

Wifey Wednesday: Free Is For Me- A Penny Pinching Update Pt 2


Wifey Wednesday:

Hey fellow/future wives!

In 2016 I saved a good amount of money by doing rewards programs, savings apps, and different money earning tasks from home. Check out some new one's that I've found since my last post!

1. Fuel Rewards- Shell
This is something new that I discovered in the last month. It is just like a Panera card, you get rewards when you buy gas at a shell. You always get 3 cents off per gallon, and you get other rewards for using the rewards card. Sometimes 5 cents off, etc. If you link your credit or debit card they will randomly reward you with 25 cents off per gallon (we've had this twice in the past month). It is free and easy to sign up AND doesn't require any kind of credit card (unless you want to link one). They mail the card to your house, but in the mean time you can use your special key number, which they give you when you register online. Can't get much easier!

2. Chick-fil-a One App
Another free and easy to use app. If you frequently eat at chick-fil-a like us, it is an easy way to get free food! We usually get one free item per month or so. You can also add funds to the app, and just have them scan your QR code to earn points and to pay, but we usually just use it for points and pay with our card.

3. Digital Reflection Panel
This was something I came across when I was on Swagbucks and they had some bonus for 100 or 200 SB if you signed up for it, so I gave it a try. They send you a meter that you plug into your internet router and it reads what you do online. Similar to the Nielsen panel that I participate in also. It doesn't slow down my internet that I have noticed, and I got $50 within the first three months. Once you get that it is a little slower earning money, but you can make a couple hundred dollars off of it per year. I think it is worth the 0 effort you have to make!

4. Cashback Rewards Credit Cards
I have never been a supporter of credit cards, but this one can be linked to your SunTrust account. We basically use it to raise our credit score and earn cash back rewards, which with the Suntrust card you get an extra 10% for transferring the cashback money into a Suntrust account. Easy money since we only use it for things we normally buy and already have money for! We also keep on it by paying it off every week. If you have a problem with spending money you don't have, obviously don't get a credit card. Easy way to get yourself into a hole you can't dig your way out of.

I am still using Ibotta, Receipt Hog, Cartwheel/RedPerks, Checkout51, and the Savings Star apps. All have been worth it, Ibotta and Cartwheel/RedPerks are the most profitable, but the others are worth having and using as needed. I also still love Swagbucks, coupons.com, and the Nielsen Panel.

So there you have it, I love to save money and these all helped me save a good chunk in 2016! Like over $1500! I'm telling you, it's worth having these apps and doing these simple things each week to save money!

Thanks for reading,
- Olivia

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